Terms of Service

User Agreement for SmarterMarkets Coffeehouse™

Effective Date: 10/17/2024

Welcome to SmarterMarkets Coffeehouse™!

By accessing or utilizing our services, you are consenting to be bound by the terms of this User Agreement, in conjunction with our Privacy Policy and Cookie Policy.

1. Acceptance of the Agreement

1.1 Formation of Contract
By engaging with our Services, you acknowledge and assent to the entirety of the terms encapsulated within this Agreement, alongside our Privacy Policy and Cookie Policy, which comprehensively dictate the treatment of your personal data.

1.2 Classification of Users
Upon your registration with SmarterMarkets Coffeehouse™, you are conferred the status of a Member. Non-registered individuals may interact with certain aspects of our Services as Visitors.

1.3 Amendments to the Agreement
We reserve the right to periodically amend the provisions of this Agreement and our Privacy Policy. Should any substantive modifications transpire, we shall furnish you with prior notification to afford you the opportunity to peruse the alterations before they are instituted.

2. User Obligations

2.1 Eligibility Criteria
You affirm your legal capacity to enter into this Contract and assert that you have attained the “Minimum Age” requisite.

2.2 Account Integrity
You are obligated to safeguard the confidentiality of your password, refrain from sharing your account, and adhere to both the law and our stipulated policies.

2.3 Financial Responsibility
In the event you engage with any of our fee-based Services, you are obliged to remit the pertinent fees and applicable taxes.

2.4 Communications
You consent to the receipt of notifications and messages via our digital platforms and the contact details you have provided.

2.5 Information Dissemination
You acknowledge that any information disseminated through our Services may be visible and utilized by others.

3. Proprietary Rights and Usage Limitations

3.1 Licensing to Abaxx Technologies and SmarterMarkets™ Coffeehouse
While you retain ownership over your posted content, content may be subject to removal should it be found to be in violation of our Community Guidelines.

3.2 Service Continuity
We reserve the prerogative to modify, suspend, or terminate any facet of our Services, without a covenant to archive or perpetuate the display of any user-generated content.

3.3 Usage Restrictions
We possess the authority to impose constraints on your ability to establish connections and interact within our Services.

3.4 Intellectual Property Protections
We retain all proprietary rights pertaining to the Services and our owned content, inclusive of our trademarks, service marks, and logos.

4. Disclaimers and Liability Limitations

4.1 Warranty Disclaimer
Our Services are proffered on an “as is” and “as available” basis, devoid of any form of warranty.

4.2 Liability Exclusion
Our liability is circumscribed to the maximum extent permissible under applicable law.

5. Contract Termination

Either party may terminate this Contract at their discretion. Subsequent to termination, your entitlement to access or utilize the Services is relinquished.

6. Jurisdiction and Dispute Resolution

In the instance of legal disputes, both you SmarterMarkets Coffeehouse™ consent to adjudication within the courts of [Your Location], governed by the laws of [Your Location].

7. Comprehensive Agreement

This Contract embodies the sole agreement between the parties regarding the Services and supersedes all preceding understandings.

8. User Conduct Guidelines

8.1 Mandatory Conduct
You are mandated to abide by all pertinent laws and engage with the Services in a professional capacity.

8.2 Prohibited Conduct
You are prohibited from exploiting the Services in any unauthorized manner or aiding others in such misconduct.

9. Content-Related Complaints

We honor the intellectual property rights of third parties. A delineated policy and procedure are in place to address grievances concerning content posted by our Members.

10. Contact Information

For general inquiries, you may reach out to us through our online platform. For legal notices or service of process, correspondence may be directed to 110 Yonge Street, Suite #1601, Toronto, ON M5C 1T4. For general questions, contact support@smartermarkets.media.

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Private Policy Disclaimer for Abaxx Technologies and SmarterMarkets™ Coffeehouse

At SmarterMarkets Coffeehouse™ accessible from www.smartermarkets.media/coffeehouse, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by SmarterMarkets Coffeehouse™. and how we use it. If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us at support@smartermarkets.media.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collected in SmarterMarkets Coffeehouse™. This policy is not applicable to any information collected offline or via channels other than this website.

Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect
The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

How we use your information
We use the information we collect in various ways, including to: Provide, operate, and maintain our website:

• Improve, personalize, and expand our website
• Understand and analyze how you use our website
• Develop new products, services, features, and functionality
• Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
• Send you emails
• Find and prevent fraud

Cookies and Web Beacons
SmarterMarkets Coffeehouse™. follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this as part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks.

These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.

Like any other website, SmarterMarkets Coffeehouse™ uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.

For more general information on cookies, please read What Are Cookies.

Advertising Partners Privacy Policies
You may consult this list to find the Privacy Policy for each of the advertising partners of SmarterMarkets Coffeehouse™.

Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on SmarterMarkets Coffeehouse™, which are sent directly to users’ browsers. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that SmarterMarkets Coffeehouse™ has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies
SmarterMarkets Coffeehouse™’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)
Under the CCPA, among other rights, California consumers have the right to:

• Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.
• Request that a business delete any personal data about the consumer that a business has collected.
• Request that a business that sells a consumer’s personal data, not sell the consumer’s personal data.
• If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

GDPR Data Protection Rights
We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

• The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.
• The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.
• The right to erasure – You have the right to request that we erase your personal data, under certain conditions.
• The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.
• The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.
• The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at support@smartermarkets.media.

Children’s Information
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

SmarterMarkets Coffeehouse™. does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

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